Indiana Short Sale

Sold! Foreclosed Fishers home, the process was quick and easy

Friday, May 7, 2010 by Jason Engle

When a client of mine asked me to assist him with finding Fishers homes for sale, We quickly went into action. Initially, we found that there were a lot of options when considering Fishers real estate, but after we starting viewing some of the available listings on Indianapolis' local BLC, we eventually found a diamond in the rough.

Not only did we locate a foreclosure in Fishers at a great price, this particular home was move in ready! Now, as always, I advise all of my clients to wait until the proper physical inspectxions are complete before declaring victory, but it was obvious that this home was going to be a hot property so would need to act quickly.

Recent comparables easily demonstrated that this home was listed well under the current pricing levels, so coming in with a strong offer was not an issue for a single minute.

I talked my client through his options and how we could structure his offer to be as strong as possibe even though we were NOT a cash offer. To make a long story short, we won the Fishers foreclosure home in a multi bid situation and my client has a great home with a great equity position in it.

Jason Engle

Assistant Sales Manager

Indiana Licensed Realtor

Illinois Licensed Realtor
CENTURY 21 Scheetz
270 East Carmel Drive
Carmel, IN 46032
24/7: 317.414.6417

Office: 317.814.2101

HoosierListingAgent.com

Friendly Indy People!

Saturday, March 20, 2010 by Laura Heigl

This week, I had two clients in from out of town. One was scheduled and one surprised me by a quick visit in. So, in my juggling, I ran back and forth across town, showing Geist Properties all the way over to the west side. In addition to clients this week, I had my monthly meeting and some super Indianapolis real estate training as I am a candidate in Mibor's REAL (Real Estate Academy of Leadership) Class. We met this week. We enjoyed great speakers this week and a visit to the Indiana State Museum. As I was scooting back to the north side for a showing, the horrible happened...bump, bump, rumble, rumble...a flat tire! I was in the middle lane driving 70 (okay...I was in a hurry) and had to change lanes and find a safe place to pull over on the shoulder. I'm married to an Eagle Scout, (Always Be Prepared) so I pulled the air compressor that plugs into my cigarette-lighter-thingy out of my glove box. Great idea but the tire was shot! So, I called AAA...another great idea but they said it would be an hour...even with a priority call! I called my husband so he knew what was going on and I waited.

It wasn't long before a semi truck pulled over in front of me. The nicest gentleman walked back to see if he could help me....and he did. He got my jack and spare out and in short order had me ready to go again! I tried to "help" but he pointed out I was going to get greasy...and he was helping a "damsel in distress." Lucky me! in a short amount of time, I was zipping towards my showing appointment.

I started thinking about how fortunate I am to have an Indianapolis real estate career. Truly, a city full of friendly people, who "pay it forward." Many years ago, before the days of cell phones, I was working remote in Indianapolis for my Chicago based sales career. I was on the way to the airport to return to Chicago, tired after a busy week when I had a flat in my rental car on ANOTHER Indy highway. As I stood at the side of that highway trying to figure out what to do (no cell phone in those days) a limousine pulled over...that gentleman moved my suitcases to his limo, transported me to my rental car counter at the airport, and gave me a lecture about getting in stranger's cars! Once again, another great experience with friendly people in Indianapolis.

So, as I was looking at a really great Geist house this week...I was reminded that Indianapolis is more than just a pretty face...we have great people too. And after all, isn't that what makes a "house" a "home?"

Indianapolis Bank Owned Homes of the Week

Thursday, November 5, 2009 by Julia Evinger

Indianapolis, Indiana Real Estate
Bank Owned Homes For Sale

Attention Investors!

Currently there are over 50 Indianapolis Area homes for sale, between the list price of $500,000 and $3,000,000 affected by disclosures. Of those, 13 are bank owned. The balance of the properties are listed as "possible short sales".

No matter which area of Indianapolis you are interested in making a purchase, you will find bargain homes for sale. When is a bargain not a bargain? That is for you, and your investment plan to determine, however, if you are in the market for fabulous real estate at incredible prices...your time is here.

This week's featured bank owned homes for sale come from Carmel, Noblesville, Bargersville and McCordsville.

Noblesville, Indiana Bank Owned Homes For Sale

BLC #2856593

6912 Carter's Grove Dr., Settler's Mill

3 bdrms, 3baths

Listed for $539,000

BLC # 2856592

6896 Carters Grove Dr

5 bdrms, 4 baths

Listed for $1,600,000

Carmel, Indiana Bank Owned Home For Sale

BLC #2948367

1514 Prestwick CI, Crooked Stick

5 bdrms, 5 baths

Listed for $1,299,000

McCordsville, Indiana Bank Owned Home For Sale

BLC #2935687

12955 Water Ridge

4 bdrms, 4 baths

Listed for $713,065

Bargersville, Indiana Bank Owned Home For Sale

BLC #2943230

4181 WHITETAIL WOODS DR

6 bdrms, 7 baths

Listed for $1,155,000

My interest is to work with you as your agent to help you make an informed purchase decision in the Indianapolis Real Estate Market. For more information about these properties or any foreclosed or short sale property, please contact me.

Best Value in Westfield's Crossings at Springmill!

Tuesday, September 22, 2009 by Julia Evinger

Beautiful Westfield Homes For Sale - Only $174,000

Westfield has many homes for sale and many wonderful neighborhoods. The community also features award winning schools and many recreational opportunities. Working in real estate I get the opportunity to visit many Westfield homes for sale, as well as properties for sale all around the city. One of my favorites is in Westfield is the Crossings at Spring Mill Villages.

These homes for sale in Westfield Indiana are mostly two stories. There are only a few ranches, and they do not turn over very often. However, there is one ranch home for sale now, 350 Tansey Crossing. (Check out the beautiful virtual tour by clicking on the address link)

As a residence or investment property, this Westfield home is in the perfect location between 146th St and 151st St off of Spring Mill Road. If your job is on the north side or in Indianapolis, you are just a short commute away!

The neighborhood features a heated community swimming pool, picnic pavilion, tennis court and trails.

This 3 bedroom, 2 bath home is an ideal investment as it is the lowest price in the neighborhood and in excellent condition.

New Carpet
Freshly Painted
Includes all Appliances
New Dimensional Roof and Gutters in '07
Wood burning Fireplace
Screened Porch
Jetted tub in Master
Large walk in closet in Master
Large finished 2 1/2 car garage
Pull down storage in garage

Bright and airy with vaulted ceilings, this home looks larger than it appears from the street.
Mature trees and perennial flowers bring pleasure with each changing season. Don't miss the opportunity to live in Springmill Villages and this beautiful ranch home in Hamilton County's Westfield.

Contact me, Julia Evinger for more information about Westfield homes for sale, Carmel homes for sale, Zionsville Homes for sale, Fishers homes for sale, or Noblesville homes for sale.

A Bargain Is Not Necessarily A Steal

Thursday, July 2, 2009 by Mark Mills

So many homes. So few Buyers. That is the perception and in some areas, the reality as well. When looking around at the Indianapolis Real Estate for sale, and matching that data to the current US and Indiana economies, you might think this means many buyers will get a steal when trying to buy property today. Well, that is true in some cases, but it's not the norm. There are still many sellers who are trying to improve or down-size their lifestyle, or to move into a new job or job location. These types of sales don't generally create the pressure sale that one might see when a seller cannot afford their mortgage or who is selling short of funds due to being upside down in their property.

One Indiana Real Estate Agent I know has over 30 properties that have been forclosed on. That is one agent. There are many agents with several properties in that situation, however, these are not easy purchases. They require negotiating and patience as the process moves slow. Some buyers are not suited for that as they want to move in quick and get done. In a property that is bank owned or a short sale, the buyer should expect twice the time and paperwork to get the deal done - if can get done at all.

My point is that many buyers expect a steal today when really they should be looking for what is right for them in budget and hopefully find a bargain that fits their situation. A bargain is easier to find as there is definitely a deflated market that won't likely remain at these levels. Never mind that due to job losses, some sellers are willing to give up their perceived equity to avoid getting into a financial bind down the road due to the lost income. Prices are not currently expected to go lower so one can argue that many houses are at bargain pricing.

Then there are times that a bargain can be described as a great home at a great price in a great neighborhood. Not a steal. No pressure on the sale, but perfect for you, the buyer.

A good example is a property I recently listed. It is a home that sits near the Pyramids in NW Indianapolis. See the details below, but also note that the home is in a very nice area for walking or you can enjoy the back wooded lot and deck area. This Indianapolis home home was constructed 20 years ago and for the right buyers provides a nice place to entertain friends (enclosed deck and large outside deck as well). The MLS number is 2926262 so take a look.

This lovely 2 Bedroom / 2 bath home sits on a beautiful wooded lot. It also features an enclosed breezeway and ample open deck. The living room fireplace and bar w/sink make this home perfectly suited for entertaining and comfort. The den/TV room is complete with built-in book case. The large master suite has a sitting area, walk-in closet and a bath with full shower and skylight.

From Michigan St., Go East on 86th Street to Colby. Go Left on Bernard and angle right onto Clemson. Turn left on West Point Place Cul de Sac, home is on the right.

Enjoy the rest of the Summer and I hope you find the home of your dreams at a great price!

Growing Opportunities

Thursday, May 28, 2009 by Patty Bender

CENTURY 21 Scheetz had an amazing First Quarter meeting a week or so ago. I can't believe I'm just now writing about it! The good news is this, it's busy! Real Estate is movin' and groovin' in our area!

Tracy Hutton, Vice President at CENTURY 21 Scheetz tell's us what's happening in the market, and what the Growing Opportunities Meeting is all about.

A lot of information was shared during this event. Many experts from within the CENTURY 21 Scheetz organization, as well as special speakers outside of the organization who joined us for this event. As you can see from this next video the energy was fantastic, people engaged, and a LOT of discussion taking place

Discussions were taking place throughout the room about Indianapolis homes for sale. One of the tables that was always overflowing with participants was the discussion about Bank Owned Homes in Indianapolis, better known as foreclosures. Agents were taught the best way to work with the banks when someone is in a short sale situation, as well as the best way to help your client avoid foreclosures. It was fabulous!

The collage of photos below gives you a good idea of the energy in the room, and the fun company culture at CENTURY 21 Scheetz.

We gave away $2,221.00! That's right! Open houses, lots of them, were held during the month of April. Each time an agent held an open house their name was put into the drawing for the grand prize. Andrew Neal, Carmel Office, won the big bucks! Richard Lampe, Manager of the Carmel Office, said, "I'm so happy for Andrew, he worked so hard during the month of April holding open houses each weekend, he's well deserving". Way to go Andrew!

For more information on how you can be a part of this fantastic company, contact Patty Bender at pbender@c21scheetz.com

My Home Is Sold! Now I Don't Have to Take Care of it...Right?

Thursday, May 14, 2009 by Laura Heigl

No, no and no! There are lots of Indiana homes for sale and sellers breathe a sigh of relief when their home is sold...no more doing a mad cleaning dash through the home with two hours notice...no more throwing the kids in the car and driving around the block for an hour...no more fear of cooking salmon for dinner and having a "stinky fish house." Most sellers feel the weight of the world when the contract is signed and the sold sign has gone up! And it is a really great thing to gain back some normalcy...but be ware! The next step of negotiation is the inspection ( a future blog!) and the home still has to have an acceptable appraisal. Some sellers get a little lax and feel like they can let things go...not a smart choice! Let me share a story from a recent transaction.

I looked at lots of Indiana real estate with a family relocating to central Indiana. We found a really nice home and were soon under contract. There were hundreds of homes for sale in Indianapolis and chose one that suited the needs of their large family. The home was large, and clean and felt "move in." This was important to them as they have 4 children under the age of 6 and one more on the way. Well, inspection day rolled around and my buyers and the inspector got there before me. I received a frantic call from "Mrs. Buyer" telling me there was "poop, urine and vomit everywhere." I told her I was on my way and called the list agent to ask what on earth was going on with the seller. I repeated what Mrs. Buyer told me and he asked "human or animal?" Great question! I was so shocked, I hadn't even asked... Long story short (and without all the stinky details) the dog had been sick everywhere, and nervous, and dishes had not been done in more than a week, and there was food waste everywhere...the seller just let the house go because it was sold...not smart! Even the inspector was shocked and he sees a lot of amazing things! My buyers were distraught and ready to walk...they were disgusted and thought about not buying the home because of the condition...but could they? Could they get out of the contract based on condition? You bet! In the Indiana Purchase Agreement there is a line that says "Sellers shall maintain the property in it's present condition until delivered to the buyer." (Lines 87, 88). Believe me, it didn't look like that when we wrote the offer! That means this seller was in breach of contract as the condition had radically changed. Outside of the shocking condition, mechanically the home was sound...one minor dryer vent fix that probably was a $25 fix. But, because of the disgusting (an unsafe) condition, we negotiated a professional cleaning and black lighting/carpet cleaning upon closing. It ended up costing the seller about $1500.00 instead of just fixing the dryer vent. The list agent did a great job working through the seller side of the issue and together we saved the deal...but it was painful! Painful for the seller because $1500.00 was a lot of money to resolve their mistake to buyer satisfaction and painful for the buyer because of the way the home was treated while under contract! They are meticulous homeowners and genuinely feared for the health of their baby crawling around on the floors.

So, if you've sold your home...congratulations! But don't forget to continue to care for it they way you'd want it cared for if YOU were the new buyer!

Raving Fan Service- It made the client cry!

Sunday, February 1, 2009 by Patty Bender

STORY ABOUT THE EXTRA MILE!

I received a call Saturday morning from one of our agents who received a call through our 'Leadrouter" system. Someone from France wanting an Indianapolis home for sale, only knew about CENTURY 21 and started her home search on the CENTURY 21 website. (BRAND MATTERS) From the Corporate CENTURY 21 site she was directed to the CENTURY 21 Scheetz site where she inquired on Carmel Indiana Homes for Sale. The inquiry went through our internal Leads Technology program and within 3-4 minutes of the consumer submitting the inquiry, our agent was notified via phone. Our agent, Aniko Greene, contacted the customer and found out that the woman lived in France and was being relocated to the Indianapolis area. She had two small children and was very concerned, even downright frightened, about the move and how it would affect her children. Her children only speak French and she's concerned how they will fit in.

This customer ended up with the perfect agent to assist her. Not only did Aniko Greene contact her immediately (YES LONG DISTANCE TO FRANCE) but Aniko could sympathize with what this lady was going through. Aniko moved herself and her children here from Hungary. They had to start in a new school, learn a new language, find a new home, career, the works. Aniko was able to help this woman realize that she was here to help her every step of the way. The woman was so thrilled to speak with Aniko and have someone who understood that she cried!

Because Aniko is from Hungary and has relatives that she calls rather often, Aniko actually has an 800 international line. This customer and Aniko have been able to communicate back and forth without it costing the customer a penny.

When Aniko was telling me this story I asked her if the woman was looking for Indianapolis houses for sale, Indianapolis condos, or Indianapolis houses for rent. Here's the BEST PART - Aniko said, "She's going to lease for a while, I understand that, I'm going to help her find a place and get her children settled, I know what she's going through". This woman will eventually purchase a home, and guess who she will contact to make that happen.

Aniko has sent this woman information on the schools, English as a second language information, and of course housing information - all within a very short time frame!! This is called GREAT customer service. This is called RAVING FAN SERVICE - Going that extra mile, giving that 1% more than the customer expected creates Raving Fans for a lifetime. A Raving Fan client is loyal, and will tell everyone they know about you!! This is the kind of customers we all want and need. With this kind of service, it's possible!!

Go The Extra Mile - Be willing to build the client loyalty for a lifetime! It will pay off...

Will Interest Rate Drop Help?

Sunday, December 21, 2008 by Jason Warner

As the economy seems to be tightening, at least the GM and Chrysler will get some help and the powers that be have lowered interest rates again. Many real estate agents hope that these lower rates will spur the sale of bank owned homes in Indianapolis. Hopefully, the lower rates will entice first time home buyers into realizing that there are many bank owned homes in Indianapolis and short sales in indianapolis that can be purchased below appraised value.

The current home owners may want to take advantage of these Indianapolis bank owned home deals, but are leary that they have to sell their current residence. Unless you have the best home in your area or you dont mind selling your home for less than you paid, then the move up buyers are going to be hard to find. I have seen many Indianapolis bank owned homes that appear to be priced very well.

Until potential home buyers feel that the economy and their jobs are safe, then the housing market will continue to langusih. Those people that have the means will take advantage of the Indianapolis bank owned homes whether they be investors or owner occupants.

Indianapolis Investment Properties

Wednesday, December 17, 2008 by Century 21 Scheetz Guest

Contributed by, Lynn Hart -(317)851-2411 www.indyinvestmenthomes.com

Indianapolis homes for sale and surrounding Indiana homes for sale provide a great

value for the consumer. Currently in the Indianapolis MLS there are 1657 homes listed under Bank Owned Homes Indianapolis. Possible Short Sale, and/or Indianapolis foreclosures or HUD owned properties.

Indianapolis Mortgage Rates are low and although slightly higher for investor homes usually about an additional point to point in half on an investment loan, still unbelievably cheap! I checked with Scheetz Mortgage and they certainly are still loaning money for investment homes. Contact them for more information!

I have been an investor for over 20 years with Indianapolis houses for rent and Johnson County Homes for rent, and plenty of experience working with banks. I will provide you with the information that I would want to make a smart decision.
To learn more about Indiana Home Value contact me, I'd love to help!

Shop Till You Drop Now Has A New Meaning!

Tuesday, December 9, 2008 by Jason Warner

Last night I showed 9 different homes in Indianapolis to someone who is trying to decide if she should continue renting or if it is the right time for her to buy with Indianapolis Morgage Rates, and rates throughout the country, being what they are.

We had scheduled 3 showings to start, all in the Irvington area. After visiting these

3 homes, we decided that none of them worked for her, went back to Starbucks to get on the Indianapolis MLS to find a few more to look at. I was blown away at the Indianapolis Houses for Sale and how many were Investment Properties in Indianapolis and vacant. We called on 6 more homes, and all but 1 were vacant and anxious to let us get in and look at them.

As the end of the year approaches, a lot of Investors, and banks, are ready to unload homes. We all follow Real Estate News and how "bad" the market is right now, whether we want to or not. It seems to be all over the TV, newspaper and Internet, but NOW is the time to buy, whether it be an Indiana Short Sale, Bank Owned Homes in Indianapolis or just your every day seller looking for a change. Contact us for more info on Indianapolis Real Estate for Sale,
Contributed by, Jordan Reichmann

Short Sales over REO

Tuesday, December 9, 2008 by Jason Warner

I recently have heard that mortgage companies would like to double the number of

Indiana short sales that they have. They are starting to realize that being in the home ownership business is not what they want. Not sure why it took so long to figure out, but they are finally getting there. Bank owned homes in Indianapolis may lose the banks as much as $30,000-$50,000 per home where as an Indiana short sale may only cost then $10,000-$20,000 per home. Look for a Indianapolis Mortgage company to finally make the moves to create a process in order to make short sales easier to complete. Currently, they are not fun to do as a listing agent nor as a buyers agent. Maybe in the 2nd quarter of 2009, things will begin to work better. I would suggest embracing the short sale market as Indianapolis Mortgage Companies start to embrace them as a way of saving money over the foreclosure process.
The Blackwood-Warner Group specializes in Short-Sales and Foreclosures, contact us today - Email
Contributed by, David Salemme

Are you a Media Monkey for Indy Real Estate news?

Monday, December 8, 2008 by Katie Bogan

When Realtors earn their Real Estate License Indiana, and join the Indianapolis MLS, MIBOR, we are given strict training on ethics, namely HONESTY. If you, as a business person, aren't honest and upfront with your customers and clients, how in the world will you ever be trusted by the public and have the opportunity to grow your business?

Unfortunately, the rules of common

sense don't seem to apply in the media. They like to scare the public into dark corners (think politics, diets, safety, and even toothpaste), driving the public to act on avoiding pain. For what purpose? Who knows?

The media isn't totally honest with the public - it's all showbusiness, if you haven't figured out. Watch out for the horror stories that they publish about the Mortgage Rates in Indianapolis, the Indianapolis Foreclosures, and the Indianapolis Real Estate for Sale - take it all with a grain of salt. These "facts" are exaggerated to be exciting news stories... and are unethical.

It is an Indianapolis Realtor 's job to be honest and truthful with the public. Ask yourself these questions, and really think about the answers:

When is the best time to move up? In a downward or flat market. Your home may not have appreciated in value, but you will get a steal-of-a-deal on your new home, no doubt about that - especially with a piece of those shiny, new Mortgage Rates in Indianapolis, at an unbelievable low.

When should an investor get started? In a market full of short sales and foreclosures. What are you waiting for? When homeowners are forced out of their homes, they have to live somewhere, and probably won't qualify for those great Mortgage Rates in Indianapolis.They rent.

As a First Time Homebuyer, when does it make the most sense to buy? When what you're paying in rent is more than or equal to what your mortgage payment would be! Rent vs. Buy is a classic indicator of when to make your best move.

Forget the media - YOU, the consumer, drive this market. YOU control more than you think, so don't hesitate to get into this market - it won't be around forever!

To find out what opportunities this fantastic, rare Indiana Real Estate market has opened up, contact Katie Bogan, trained in ethics at MIBOR in Indianapolis.

Foreclosure: Next Exit?

Sunday, December 7, 2008 by Katie Bogan

Ever heard of a Short Sale? In Indiana Short Sale are becoming more common. Although this is a relatively new term to the Indianapolis Indiana Home market, it's

Short Sales can save people from this road.!

been around for quite a while, quietly working behind the scenes.

After a homeowner defaults on their mortgage, they automatically go into forclosure and lose their home to the bank, right? Look at all those Bank Owned Homes Indianapolis has in the Indianapolis MLS! This is not always the case!

A short sale is the step in between, where you communicate with the bank and they take a loss on your unpaid mortgage. Your home goes up for sale, listed as a short sale, and you soften that nasty bruise on your credit. On the

buyers' end, they have the potential to get a well-cared-for home for essentially whatever that person owes left on the mortgage. Sounds simple, but you'll need an Indianapolis Realtor to get you there.

Check out this home: 9119 Doubloon Road. It's one of the Indianapolis Condos that is listed as a short sale. Others in the neighborhood are going for $20k+ more, while this one continues to drop it's Already-Low price on a regular basis. Nice home, GREAT piece of Marion County real estate, in a spectacular wooded neighborhood .

Contact Katie Bogan if you'd like more information on short sales.

Indianapolis Condos

Monday, December 1, 2008 by Liz Michael

Five-Seven Minutes to Downtown Indianapolis
Indianapolis Condos are a GREAT Indiana Home Value! This Indianapolis Condo is a short distance to all that downtown Indianapolis Real Estate has to offer. This Indianapolis Houses for Sale is a great choice for convenience as well as move in condition.

Enter this condo into Marble Flooring and wonderful color pallet. All this for $175,000. Three nicely sized bedrooms and two 1/2 bathrooms meet your real estate needs. Located just to the West of the Indianapolis Museum of Art. If your new Job in Indianapolis leads you to the Downtown of Indianapolis, this is a possible real estate selection for you. So much to offer in a great location with a short drive to the center of Indianapolis, IUPUI, Clarion Hospitals (Riley Hospital, Methodist Hospital, Wishard) Email me to set up a time to see it personally or give me a call at 317-339-8777

Real Estate Market Terms

Thursday, October 30, 2008 by Century 21 Scheetz Guest

Post Written by Kim Curry, Land America Lawyers Title

Timely Terms For Today's Real Estate Market

Short Sale - a sale of real property for less than the amount necessary to payoff a mortgage in full that is permitted by a lender whose loan is in default as an alternative to the time and cost of a foreclosure sale.
Foreclosure - the legal process your lender must follow to end your ownership rights to your home if you have failed to make the mortgage payments. NOTE: Such property is typically sold at Sheriff's Sale
Deed in-lieu of Foreclosure - A deed given by an owner/borrower to a lender to prevent the lender from bringing foreclosure proceedings.
Loan Modification - Lender agrees to modify the terms of the mortgage without requiring a refinance.
Due on Sale/Acceleration - A provision in a mortgage that allows a lender to demand payment in full if the borrower sells the property that serves as security for the mortgage.
Lien - An encumbrance against property for money, either voluntary or involuntary. All liens are encumbrances but all encumbrances are not liens.
Junior Lien - A lien which is subordinate to a prior lien. (ex: Second mortgage)
Deficiency Judgment - A judgment lien against a debtor, defendant or borrower whose foreclosure sale did not produce sufficient funds to pay the mortgage in full.
Sheriff's Deed - A deed given at Sheriff’s sale in the foreclosure of a mortgage.
Special Warranty Deed - A deed in which the Grantor conveys title to the Grantee and guarantees only the time Grantor held title to the property.
Tax Deed - A deed given to the county as a result of non-payment of real property taxes.

NOTE: Tax Sale - a property sold when property taxes have not been paid for at least three cycles. These sales are subject to a redemption period.

For more complete details see your local CENTURY 21 Scheetz agent