Buying your first home-Tax Credit helps

Wednesday, January 13, 2010 by Creamer-Elson Team
When buying your first home, there is a lot to consider, but one of the first steps is to find a REALTOR who understands neighborhoods and Indiana home values.  For example, I, John Creamer, specialize in buying homes in Indianapolis Meridian-Kessler, Broad Ripple homes for sale, Wasington Township, Carmel Indiana or Fishers real estate.  Home prices Indianapolis may be tough to understand, but working with an experience REALTOR will remove the risk of not understanding what is a fair price.  Your first home, next home or your dream home call John Creamer (317)250-5646 or jcreamer@c21scheetz.com and start packing!

Why I Need A Buyers Agent When Buying a New Home in Central Indiana

Thursday, December 18, 2008 by Terry Warnick

Many people start their search for Carmel real estate or Fishers real estate or real estate anywhere in Hamilton County or Central Indiana by going on line finding houses they like and calling listing agents to see or inquire about the houses they see. They spend a lot of time talking to numerous agents who are more interested in landing them as a client than discussing the merits of the house. A more effective way to buy a home is to first identify and hire a good buyers agent to help you buy your new home in Central Indiana. You need a buyers agent whether you are looking for Carmel land for sale, Zionsville homes for sale, bank owned homes  Indianapolis, Fishers new home construction or Indianapolis condominiums.

Your buyer’s agent will represent you in the transaction and save you time and money and stress in the process.

Assist you with the mortgage prequalification process to determine the value of homes you can purchase.

Review the “Good Faith Estimate”, you will receive from your mortgage company, and prepare a buyers net sheet, so you are prepared for the amount of cash you will need to close the transaction.

 
By listening closely to your needs; narrow the choices and reduce the number of houses you must see to find your new home saving you time and stress. 

 
Assist you in determining a fair price to pay for the property.

 Prepare a purchase agreement and negotiate the terms of the sale in your behalf.

 
Assist you in ordering inspections, and negotiating any needed repairs to the property.

 
Monitor the progress of and review with you the appraisal, survey and title policy.

 
Monitor the progress of your mortgage application.

 
Review the HUD (closing charges) Statement to determine that all prepaid monies are properly credited, all taxes are properly prorated, and that you understand all of the items being charged to you at closing.

 
Attend closing with you.

If you are interested in talking with me further about the value of a buyers agent, call me at 317-814-5287 or email me at TWarnick@C21Scheetz.com 

Fortunate to be Selling Homes in Hamilton County Indiana

Thursday, December 11, 2008 by Terry Warnick
I Consider myself fortunate to be selling homes in Hamilton County Indiana. Hamilton County was named this year, by Forbes Magazine, as the best county in the United States to raise a family. As they stated in the article "Hamilton County has eight quaint communities, terrific school systems, a short commute and low crime. The average home price of $200,000 is a steal compared with Marin County California's $901,900".

Buying a home in Carmel Indiana gives you access to a great park system, many cultural amenities like the Arts&Crafts District and arguably the best school system in the state.

Buying Fishers Real Estate puts you in, according to Money magazine, one of the 10 best places to live in the country.

Noblesville was a small city before it became a suburb and buying a Noblesville home puts you in a community with a quaint downtown square and access to a large reservoir for recreation.

Buying a Westfield home puts you in an area that is close to all of the shopping and big city amenities but is still largely undeveloped. You may even look out on a horse farm.

Hamilton County Indiana  towns like Cicero, Sheridan, Arcadia and Atlanta give you the opportunity to purchase some acreage and live the rural life close to a major metropolitan area.

No matter what you are looking for in a community it is likely you can find it here. Interested, call me at 317-814-5287 or email me at twarnick@c21scheetz.com and we can find the hometown that best fits your personality.

The Importance of a Local Realtor

Thursday, December 11, 2008 by Terry Warnick

I had an interesting experience this week. A former client referred me to a friend that is looking for Hamilton County Indiana Homes. When I contacted this individual they told me that they did in deed want to look for Carmel or Fishers Real Estate but that they have a friend, who is a new Realtor, in an area 100+ miles North of Indianapolis that has offered to help them. This got me to thinking about the old saying that all Real Estate is local and the importance of working with a Realtor that knows the local market.

Since it was a friend of a friend I did not go into the list of reasons why it is unlikely that this individual can effectively help them find Carmel homes for sale or Westfield homes for sale or Fishers homes for sale and successfully complete the transaction.

As a licensed Realtor in the state of Indiana it is true that this individual can act as an agent in Indianapolis or anywhere else in the State of Indiana for that matter but it will be difficult.

To start with it will be  difficult for this individual, not being a member of our local real estate board, to effectively identify all of the Hamilton County Indiana Homes for sale that most meet the buyers specific criteria.

It will be difficult for this individual to identify the listing Realtor, schedule appointments and gain access to homes in Hamilton County Indiana to show to the buyer.

How much time can this person really devote to the home search if they have to drive over 100 miles each way.

How well can this person answer the buyers questions about shopping, schools, commutes, traffic patterns and etc.

It will be difficult for this agent to determine Carmel or Fishers or Noblesville Indiana Home Values in order to recommend a fair price for the property.

These are just a few of the reasons you need to work with a Realtor that knows the area and that is why I always refer friends to a good local Realtor if I am not familiar with the are where they want to buy or sell. Having said that if you are interested in buying or selling in this area, call me at 317-814-5287 or email me at TWarnick@C21Scheetz.com

 

Fishers Complex is HUGE

Tuesday, December 9, 2008 by Century 21 Scheetz Guest

Someone believes in the Indianapolis Real Estate Market, more specifically Fishers Real Estate. A HUGE 600,000 square foot office space project is underway costing in the neighborhood of about 100 Million.  Now, if you're looking for Fishers homes for sale I can promise it won't cost you a hundren million, no sir-ree bob!  Indiana home values are nearly the best in the country. 

"This new office park will pump millions of dollars into the local economy and create a gateway into Fishers Booming Business district" (source-fox 59 news)   Investors and Businesses alike understand that Hamilton County Indiana is the place they want to be.
The rest of the story....

Contributed by Patty Bender

Buy or Rent??

Monday, December 1, 2008 by Creamer-Elson Team
Rent Vs. Buy Indianapolis Real Estate There is no better time to buy a home in Indianapolis, but...if you are looking for Indianapolis houses for rent, maybe rent a home in Broad Ripple or buy your first home, you should call a Realtor. Check out our Rent vs. Buy calculators
Investing in Indiana Real Estate has never been better, it's a great opportunity and calling a Realtor my be the best call you have ever made. If you're looking for homes for Carmel Real Estate, Fishers Real Estate, Broad Ripple Homes for Sale, or simply wanting to rent a home in Broad Ripple, make the process easy by calling (317) 250-5646 or e-mail John Creamer with Century 21 Scheetz, for 23 years expenience in selling homes in Central Indiana.

Fresh Paint Today

Thursday, November 20, 2008 by Laura Heigl
Fresh Paint!One of the peril's of real estate is continually re-evaluating your own home when you walk in the door at the end of the day.  I was out last week looking at some Geist Homes and realized that my bedrooms could use a boost!  Especially my teenage son's room as he is no longer a first grader!  I called my painter and we are making progress!  The freshness of paint and a few touches is what makes Indiana New Home Construction so appealing!  Builders know how to catch your eye!  Pottery Barn colors, decorator touches...we all love the fresh look of new construction.  I've been looking at quite a bit of Fishers Real Estate recently and find that many sellers are getting the hang of it...and as a result their homes are selling.  I listed and sold a great home in four days...above list price....really!  This home looked great.  Fresh paint, updated touched and the relocation buyers moving to town grabbed it before the other couple who wrote an offer could! 

Fishers Real Estate

Wednesday, November 5, 2008 by Century 21 Scheetz Guest
Fishers Indiana named one of the Top 10 Places To Live!  One of the reasons for this honor is becuase Fishers homes for sale make this a very affordable community. As part of Hamilton County Indiana we are proud of this great acknowledgment!

Hamilton County Indiana includes Fishers Homes for Sale, Geist Homes for Sale, Carmel Homes for sale, Westfield Homes For Sale, and Noblesville Homes
Post contributed by: Patty Bender